Asterisk Managers Inc.*

*Means more profit to your bottom line

*means more profit to your bottom line
Services
AsteRisk Managers provides the following services to our clients:

  • Outsourced Risk Management:  24/7 on-call support, experience and expertise for all your risk management needs including claims management, advice, support, management of insurance programs, invoices, renewals, ongoing identification and assessment of risks, safety and loss control programs.
  • Workers' Compensations Management Program:  We provide a "soup to nuts" comprehensive workers' compensation management program that has consistently demonstrated over the past 20 years reductions in the number of employee injuries and lower experience mod's resulting in lower workers' compensation premiums and a safer, more productive working environment for employees.
  • Risk Assessment:  We will conduct a comprehensive review and risk analysis of your existing operations, identify exposures, read all your insurance policies cover to cover, identify gaps in coverage, determine if your assets are adequately and cost effectively protected and recommend options accordingly.
  • Directors & Officers Liability Review:  With their personal assets potentially at risk, individual directors and officers very often have concerns as to whether or not they are properly insured.  As a result, we will conduct a complete review of the policy, reading it cover to cover, recommend policy language changes and appropriate policy limits which will give them the peace of mind that they are adequately covered.
  • Insurance Renewals:  We manage the information gathering process, prepare insurance specifications, monitor and negotiate the marketing and renewal process, analyze the proposals and present findings and recommendations so you can make a fully informed, un-biased decision.
  • Benefits Risk Management:  We provide assistance in designing your entire benefits structure and identify the appropriate insurance program mechanism (Health, Life, AD&D, Dental, Vision, etc.)
  • Mergers & Acquisitions:   We conduct a comprehensive review of the operations and insurance programs of the target company as part of your overall due diligence program.
  • Personal Executive Risk:  Business and personal lives are so closely tied together they need to be evaluated and managed together.  Our consultants will conduct a review and assessment of your personal insurance.  We will help develop asset protection strategies and design your insurance program accordingly, review strategic contracts and review your Directors and Officers insurance policy if you're sitting on an outside board(s), all in an effort to ensure your personal assets are adequately protected.

A Few of the Many Success Stories:

  • We saved one client $3.7 million by restructuring their Health Insurance plan.
  • Our Workers' Compensation Management Program reduced a client’s Workers’ Compensation premiums from $490,000 to $109,000 over a 4-year period while the clients payroll increased 35% during the same time period.
  • We restructured a client’s Liability Policy, adding more coverage while saving them $300,000 per year.
  • We had a client that was literally uninsurable – no carrier would underwrite them.  They were 30 days away from having their operations shut down. By quickly implementing some recommended operational changes,  we were able to transfer a significant portion of their risk so the client could then obtain the necessary insurance, remain a viable business and save $120,000 per year from their previous rates.

                                             Are you missing out on some of these savings? 


                                                        Call us now at 1-877-944-5305